| W.E.F. 01-08-2026 |
| PARTICULARS |
CHARGES |
GST |
|
| CHEQUE RELATED CHARGES |
| Chequebook issue charges for Savings Account / Current Account / Cash Credit, etc. |
Free |
|
| STOP PAYMENT OF CHEQUES |
| Cheque stop payment charge for Savings |
Rs.100/- per instrument (maximum up to Rs.400/-) |
+GST |
| Cheque stop payment charge for Current |
Rs.100/- per instrument (maximum up to Rs.600/-) |
+GST |
|
| CHEQUE RETURN CHARGES |
| Outward cheque return charges |
Rs.75/- per instrument |
+GST |
| Inward cheque return charges |
Rs.300/- per instrument |
+GST |
|
| PASSBOOK & STATEMENT |
| Duplicate passbook issuing charges |
Rs.50/- |
+GST |
| Duplicate statement charges |
Rs.20/- per page |
+GST |
|
| INCIDENTAL CHARGES FOR MINIMUM BALANCE REQUIREMENT |
| Current Account |
Free |
| Saving Account |
|
| DEMAND DRAFT / PAY ORDER |
| Issuing draft / pay order / banker’s cheque |
Rs.0.15 (paise) per Rs.1000/-, minimum Rs.20/- |
+GST |
| Cancellation of DD / PO / banker’s cheque |
Rs.100/- per instrument |
+GST |
| DD / PO Stop Payment |
Rs.250/- Per Instrument |
+GST |
|
| ACCOUNT RELATED CHARGES |
| Closure of account before one year |
Savings Account Rs.250/- & Current Account Rs.500/- |
+GST |
| Issuance of balance certificate |
Rs.100/- per certificate |
+GST |
| Signature verification |
Rs.100/- per verification |
+GST |
|
| ATM CARD RELATED CHARGES |
| New ATM card |
Rs.200/- per card |
+GST |
| Reissuance of ATM card |
Rs.200/- per card |
+GST |
| PIN regeneration |
Rs.100/- per regeneration |
+GST |
| ATM annual maintenance charges |
Rs.100/- p.a. |
+GST |
|
| INSPECTION & STOCK CHECKING CHARGES |
| PARTICULARS |
CHARGES |
|
Upto 5 lakh |
Above 5 lakh |
| Hypothecation |
Rs. 340/- + GST |
Rs. 400/- + GST |
| Pledge |
| Term Loan |
| Property Mortgage Loan |
|
| CERSAI CHARGE |
Rs. 150/- p.a. |
+GST |
|
| PROCESSING CHARGES |
| LOAN PROCESSING FOR INSTALLMENT |
AT THE TIME OF LOAN SANCTIONED |
| 1 TO 50,000/- |
Rs. 200/- |
+GST |
| 50,001/- TO 1,00,000/- |
Rs. 500/- |
+GST |
| 1,00,001 TO 2,00,000/- |
Rs. 700/- |
+GST |
| 2,00,001 TO 5,00,000/- |
0.75% OF LOAN AMOUNT |
+GST |
| 5,00,001 AND ABOVE |
0.80% OF LOAN AMOUNT OR MAXIMUM Rs. 30000/- |
+GST |
|
| ADVANCES PROCESSING CHARGE FOR CC,HS,VM,BO,OD ETC. (NEW) |
| 1 TO 50,000/- |
Rs. 200 |
+GST |
| 50,001/- TO 1,00,000/- |
Rs. 400 |
+GST |
| 1,00,001 TO 2,00,000/- |
Rs. 600 |
+GST |
| 2,00,001 TO 5,00,000/- |
0.40% OF LOAN AMOUNT |
+GST |
| 5,00,001 AND ABOVE |
0.50% OF LOAN AMOUNT OR MAXIMUM Rs. 15000/- |
+GST |
|
| ADVANCES PROCESSING CHARGE FOR CC,HS,VM,BO,OD ETC. (AT THE TIME OF RENEWAL) |
| 1 TO 50,000/- |
Rs. 100 |
+GST |
| 50,001/- TO 1,00,000/- |
Rs. 200 |
+GST |
| 1,00,001 TO 2,00,000/- |
Rs. 300 |
+GST |
| 2,00,001 TO 5,00,000/- |
0.20% OF LOAN AMOUNT |
+GST |
| 5,00,001 AND ABOVE |
0.25% OF LOAN AMOUNT OR MAXIMUM Rs. 6000/- |
+GST |
|
| CIBILL CHARGE |
| INDIVIDUAL |
Rs. 150/- |
+GST |
| FIRM |
Rs. 500/- |
+GST |
